Insurance

The best fleets with the best drivers deserve the best coverage at the best rates!  Your commitment to effectively managing your vehicles and concentrating on the safety of your drivers should be rewarded.  We are currently building an insurance ecosystem with top carriers in order to offer our customers the coverage and rates they deserve.

Significant Insurance Premium Reductions

• Up to 50% Savings: State Farm’s In-Drive program offers usage-based insurance discounts of up to 50% for drivers who demonstrate safe driving behaviors through telematics data. 
• Nearly 50% Reduction: DF Carrier implemented dashcams and reduced their insurance premiums by nearly half within a year. 
• Up to 12% Monthly Savings: HDVI’s Shift program uses real-time telematics data to offer dynamically priced insurance, enabling fleets to save up to 12% on their monthly premiums.

Enhanced Risk Assessment and Safety Improvements

• 30% Fewer Predicted Crashes: HDVI customers have achieved 30% fewer predicted crashes by leveraging telematics data for safety improvements. 
• Sixfold Reduction in Risky Events: A 540-truck fleet using video telematics reduced risky driving events from one every 648 miles to one every 3,448 miles over nine months, positively impacting insurance negotiations. 
• 60% Drop in Crash Liability: A metals manufacturing company utilizing in-cab video solution experienced a 60% reduction in crash liability, including disproving false claims and saving over $12,000 in damages.

Operational Efficiency Leading to Cost Savings

• $150,000 Saved in Fuel Costs: Parks and Sons of Sun City, Inc. saved $150,000 in fuel costs within the first year of implementing a GPS telematics solution, thanks to improved route optimization and reduced idling. 
• Improved Delivery Times: MedCare enhanced its on-time delivery rate for life-sustaining equipment from 80% to 99% after adopting a robust telematics system, ensuring timely deliveries and potentially reducing liability risks.

Accelerated Claims Processing and Fraud Prevention

• Faster Claims Resolution: Telematics data provides objective evidence in accidents, enabling quicker determination of fault and reducing the likelihood of costly litigation. 
• Protection Against False Claims: Video telematics can disprove fraudulent claims, as demonstrated by a company that saved over $12,000 in damages by using in-cab video evidence.